Yesterday was wildly productive, but not at all on the business front.

My fiancee and I are moving and are getting a new car. We finalized both of those yesterday, which made yesterday pretty busy. The next week or so will probably be pretty busy as we move and get situated and get the car set up.

It’s definitely going to be a busy time, to say the least!

On the other hand, that means my productivity for work was much lower yesterday than  I would have liked.

In my mind, it’s okay to have days where my productivity is lower as long as it’s leading to some sort of benefit.

In this case, moving to a cheaper place means saving more money on a day-to-day basis.

For example, this new place is roughly $18,000 a year cheaper than the current place. Here’s the math:

By devoting 5 hours to save $18,000, it works out to be an effective “income” of $3,600.  Calculated differently, it means saving roughly $50 a day when you divided $18,000/365 days.

Here’s where that’s even more important.

We typically buy investment property for ~$50,000 a unit. That means if we were going to buy a 10 unit building, it would cost $500,000.

That means a downpayment is 20% of a $50,000 unit is $10,000. That unit will cashflow roughly $125 a door per month, forever.

By saving $18,000 this year, that’s almost enough for another two units right there. Buying two more units there means ~$250 a month in cash flow in perpetuity.

This is why I said the day was wildly productive, but not on the business front. WE technically saved a ton of money yesterday and made money by being able to invest in real estate with this cash, but I didn’t really do a lot on the business front.